This Shabbos, I was right behind the front door when the mail fell through the mail-slot. One envelope fell onto another. I could not tell if the piece I was looking for had arrived, but another important looking envelope lay on top of the pile. It was from my mortgage bank...
I am set up for paperless billing, and e-notifications, so my heart raced. My bank only writes to me when there is a problem.
I worried that my last payment did not go through. That would mean the check bounced and there would be a fee from the mortgage bank and my regular bank.
Or was it something else?
I had recently renewed the fire insurance policy, and my broker ensured me that all was in order. Was there a lapse? Did the policy expire?


















